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Cancer Care Insurance Plan

Providing help through the toughest times.

You can count on us for financial protection against the high cost of cancer.

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Cancer Care Insurance Plan

Helping protect your family and your finances from the unexpected cost of cancer.

Overview

If you find yourself battling cancer, you’ll want extra help to cover the cost of treatment. We understand that. With the NRA Endorsed Cancer Care Insurance Plan, you won’t have to worry about pinching pennies or reaching into your retirement fund to pay for cancer treatment or recovery.

The worst thing you can do is assume that you’ll have enough health insurance to cover these costs.

That’s why we offer cash benefits – up to a lifetime maximum of $300,000 – to NRA members who have been diagnosed with cancer. We send these benefits directly to you – not to doctors, hospitals or anyone else – to help with many aspects of your treatment such as:

  • Hospital bills
  • Chemotherapy
  • Operations
  • Doctor visits
  • Nursing care
  • Prescription drugs
  • And more…

We understand that the best way to beat cancer is to catch it early which is why we’ll provide you benefits even if you don’t have cancer. That's right! You can collect money when you need to take a test to detect cancer.

We’ve worked hard to make sure that you cannot be turned down for coverage – as long as you have not been diagnosed with cancer in the last 10 years. Even if cancer runs in your family or if you suffer from other medical problems – you are guaranteed acceptance into this plan.

Avoid the risk of financial hardship or even bankruptcy due to gaps in insurance coverage and get the money you need to fight cancer. Sign up for the NRA Endorsed Cancer Care Insurance Plan today.

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Benefits

If you are diagnosed with cancer, you’ll want the best care money can buy. And you’ll want that money to come from the insurance company – not your wallet. That’s where we come in. With the NRA Endorsed Cancer Care Insurance Plan, you will receive cash benefits to help cover the costs of detection, treatment and recovery from cancer. These benefits are paid regardless of your current medical insurance, so you have more choices to pay for care. When you’re fighting for your life, NRA Endorsed Cancer Care will be there in your corner. Here’s a look at some of the valuable benefits you’ll receive:

Money to detect cancer:You can collect $30.00 once a year (and every year) for any outpatient diagnostic procedure that is used to detect cancer.

If the test comes back "positive" after you've been enrolled for 30 days, we'll pay cash benefits toward the following:

Hospital Room & Board: $60.00 per day for the first 10 days of each period of hospital confinement.$40.00 per day thereafter, up to 90 days. Then, after you've been in the hospital for 90 days, the plan pays up to $5,000.00 per month.

Drugs & Medicine While Hospitalized: 10% of the Hospital Confinement Daily Benefit.

Drugs & Medicine While An Outpatient: 50% of actual charges for drugs and medicines prescribed by the attending physician, up to the maximum of $500.00 per calendar year, with a $50 deductible.

Ambulance: Pays the ambulance charges by a licensed ambulance company for transportation to a hospital, $75.00 per illness period up to a lifetime maximum of $1,000.00.

Attending Physician: $15.00 per day for doctor's visits (other than your surgeon) while hospitalized regardless of the number of physicians, up to the maximum of$1,000.00 per illness period.

Nursing Service: $25.00 per day for private care by a Registered Graduate Nurse or Licensed Practical Nurse while hospitalized. Maximum of $2,250.00 per illness period.

Radiation & Chemotherapy: $100.00 per day for such treatment (including x-ray, radium, and cobalt therapies) up to a lifetime maximum of $2,000.00.

Blood & Plasma: Actual charges for pints of blood and plasma, up to the maximum of $750.00 per illness period. (There is NO lifetime maximum for treatment of leukemia.)

Anesthesia: Pays 20% of the surgical benefit.

Surgery: Covers 10% of actual charges up to $750.00 per surgery, according to the schedule shown in the Certificate of Insurance. Skin cancer maximum benefit per initial incision is $125.00 and maximum benefit per additional incision is $62.50.

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Rates

EXTRA MONEY TO HELP YOU FIGHT CANCER - FOR POCKET CHANGE

Based on what you're likely paying for other insurance, you might expect the NRA Endorsed Cancer Care Insurance Plan to be expensive. But you'd be wrong. By a mile!

Because this is a GROUP plan negotiated on behalf of about 4.2 million NRA Members —you pay group rates. And that means we can keep costs down lower than you could probably find on your own. Take a look:

Monthly Rates Reserved for NRA Families:

Your Cancer Care premiums will be applied to the payment selected on a monthly basis. Rates do not include a $2.00 service fee for premium payment for credit card payments or a $.50 service fee per premium payment for automatic checking withdrawal. Rates increase as you enter a higher age category. Rates and/or benefits may be changed on a class basis. Transamerica Premier Life Insurance Company has the right to change rates on any premium due date with 31 days advanced notice to the insured. Rates may also change at any time if the terms of the group master policy are changed.  

Member's Age Member Only Member & Spouse
Under 50 $4.71 $6.61
50-64 $6.77 $10.84
65 & Over* $9.10 $13.50

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Frequently Asked Questions

Why is it so important to sign up for Cancer Care now?

Because acceptance is guaranteed as long as you haven't had Cancer in the last 10 years (7 years in MD, 12 months in TX, 6 months in CA, 2 years in GA), are an NRA Member (or the spouse of an NRA Member) in good standing and are under age 80 (65 in CA). Make no mistake. Cancer is a risk for all NRA Members. That's why the NRA Endorsed Member Benefits urges you to take action now. Unfortunately, once cancer strikes, you cannot get this coverage at any price.

How does this work with my current medical coverage?

A battle with cancer is expensive. That's why The NRA Endorsed Cancer Care Insurance Plan kicks in extra money— paid REGARDLESS OF any other medical or health insurance you may have —to help you fight cancer. You collect benefits to help with many aspects of your treatment such as hospitals, operations, doctors, drugs and more.

Can I really collect extra money even if I DON'T have cancer?

Absolutely. Because early detection is the best way to beat cancer, we send you cash benefits for any outpatient diagnostic test for cancer. After you've been covered for 30 days, go take that test. We'll pay you $30.00. Then go take the test next year. We'll send you another $30.00. And we'll keep sending extra money as long as you're in the plan.

What if I decide Cancer Care isn't right for me?

There's no risk with the program's 30-Day Free Look. As soon as you sign up, we'll send you a Certificate of Insurance. Look it over for a full 30 days. If you're not completely satisfied, just let us know. We'll cancel your coverage and give you a complete refund of any premium you've paid as long as you haven't made any claims during that time.

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Terms

Please Read Regarding Your Cancer Coverage

EXCLUSIONS:

The NRA Endorsed Cancer Care plan pays benefits only if the insured becomes afflict ted with cancer which is first positively diagnosed on or after the 30th day following the effective date of coverage, providing the insured has not had cancer treated or diagnosed prior to such 30th day.

The policy does not cover any confinement or treatment not ordered by a physician, or not medically necessary for the care of cancer. Any injuries or sickness other than cancer are also not covered. Services or treatment that are solely diagnostic or exploratory in nature, except to the extend provided in the Group Policy, or treatment provided by a family member or obtained outside the United States are not covered, treatment or procedure (including medication) that is considered experimental.

NRA Member dues or contributions are not used for this promotion, program or any other related expenses. This information is a brief description of important features of the plan. It is not a contract. Terms and conditions of coverage are set forth in Group Policy Number MZ0930848H0000A-0001A on Policy Form Number CA1000GCM. No one can be covered more than once under this policy. Additional information is contained in the Certificate of Insurance which is issued to all persons who become insured under the plan. As determined by state insurance regulations, this plan or some benefits of this plan may not be available in all states. Availability of this offer may change.

THIS COVERAGE DOES NOT CONSTITUTE MAJOR MEDICAL OR OTHER HEALTHCARE INSURANCE AND IS NOT A SUBSTITUTE FOR MAJOR MEDICAL OR OTHER HEALTHCARE INSURANCE.

Endorsed by:

NRA Logo

Offered by:
Association Group Insurance Administrators

Underwritten by:
Transamerica Premier Life Insurance Company,
Cedar Rapids, Iowa

Administered by:
A.G.I.A., Inc.
P.O. Box 9159, Phoenix, AZ 85068
Questions? Call toll-free 1-877-672-3006

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IMPORTANT NOTICE TO PERSONS ON MEDICARE THIS POLICY OR CERTIFICATE DUPLICATES SOME MEDICARE BENEFITS

This is not a Medicare Supplement Insurance Policy

This insurance pays a fixed amount, regardless of your expenses, if you meet the policy conditions, for one of the specific diseases or health conditions named in the policy. It does not pay your Medicare deductibles or coinsurance and is not a substitute for a Medicare Supplement insurance policy.

This insurance duplicates Medicare benefits because Medicare generally pays for most of the expenses for the diagnosis and treatment of the specific condition or diagnoses named in the policy.

Medicare pays extensive benefits for medically necessary services regardless of the reason you need them. These include:

  • Hospitalization
  • Physician services
  • Hospice
  • Outpatient prescription drugs if you are enrolled in Medicare Part D
  • Other approved items and services

Before You Buy This Insurance

  • Check the coverage in all health insurance policies you already have.
  • For more information about Medicare and Medicare Supplement insurance, review the Guide to Health Insurance for People with Medicare, available from the insurance company.
  • For help in understanding your insurance, contact your state insurance department or state health insurance assistance program (SHIP).          CNCR.TRM 1139896

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Current Insured NRA Members:

45,143*

Total Claims Paid:

$44,720,031.90**

Serving NRA Members Since:

2000

I've had several basil cell cancers removed and one melanoma cancer removed and the benefits on NRA Cancer Policy help offset my out of pocket expenses.
The price was great. An annual mammogram and Pap smear cost per year is greater than the premium. It is a bargain. I now have leukemia and have been treated 2 times and the insurance help to offset the out of pocket costs.