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No Cost Gun Owner Protection Plan

Activate Your No Cost Gun Owner Protection Plan

As a valued NRA Member, you're guaranteed a triple layer of benefits – up to
$7,500.00 (up to $12,500.00 for Life Members) to help protect your firearms,
your family, and you. Your activation is required to finalize these complimentary benefits.

  • YOUR FIREARMS — $2,500.00 NO COST ArmsCare Benefit
  • YOUR FAMILY — Up to $5,000.00 NO COST Accidental Death
    & Dismemberment Insurance Accident Benefit
    (Up to $10,000.00 for Life Members)
  • YOU — NO COST Travel Care Hotline

No Cost Gun Owner Protection Plan

Activate your No-Cost Gun Owner Protection Plan.


NO COST Benefit Guaranteed to NRA Members

As an NRA member, you are eligible for up to $7,500.00 ($12,500.00 for Life Members) in NO COST Gun Owner Protection Plan benefits... protecting your firearms, your family, and you. But your activation is REQUIRED. Here’s how it breaks out:

YOUR FIREARMS — $2,500.00 NO COST ArmsCare Benefit:

Set up exclusively for NRA Members, ArmsCare gives you a safety net for your firearms. Your firearms are protected against theft (from your home or a locked portion of your vehicle) … against loss (it could happen as quickly as an overturned duck boat) … and against damage (from fire or flood for instance).

Of course, you’re not required to register your guns to activate the NO COST ArmsCare coverage. No serial numbers are needed and you will not be asked to schedule any firearms.

YOUR FAMILY — Up to $5,000.00 NO COST AD&D Member Only Benefits:

Your loved ones will receive a check for $5,000.00 ($10,000.00 for Life Members) if you suffer a fatal covered accident. You pay nothing for this benefit.

The NRA endorses this benefit, underwritten by Securian Life Insurance Company, to stand by your family with $5,000.00 cash benefits ($10,000.00 for Life Members) paid straight to your loved ones if you fall victim to a fatal hunting or shooting accident; suffer a fatal car accident on your way to or from an NRA event, are attacked and killed by an intruder in your home or at work, or fall victim to a violent crime such as an attempted robbery, hold-up or felony crime. (In addition, $35,000.00 is paid for NRA Law Enforcement Officers who suffer a fatal accident while in the line of duty.)

YOU — NO COST Travel Care Hotline

Your Gun Owner Protection Plan benefits have recently been enhanced! The Travel Care Hotline gives you access to a suite of seven assistance benefits to help you before and during a trip.

Includes "Before You Travel" Benefits:

  • Pre-Trip Travel Information — Ask for a FREE destination guide!

Also includes "During Your Trip" Assistance:

  • Emergency Travel Arrangements
  • Lost Luggage Assistance
  • Replacement Assistance for Lost or Stolen Travel Documents
  • Worldwide Medical and Dental Referrals
  • Legal Referrals
  • Emergency Message Forwarding Assistance
Please activate your NO COST benefits today.

Download the NO COST NRA Gun Owner Protection Plan Schedule of Benefits for additional information.

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How Your Complimentary NRA Gun Owner Protection Plan Works

Activating your NRA Gun Owner Protection Plan sets up a $7,500.00 suite of benefits … protecting you, your family and your firearms. Here‘s how it works:

  • $2,500.00 protection for your firearms. The ArmsCare portion of your NRA Gun Owner Protection Plan delivers important cash benefits if your firearms are stolen ... lost in a hunting accident ... or even damaged in a fire or flood.
  • $5,000.00 if you fall victim to a fatal covered accident while hunting or traveling to or from an NRA event. If you're attacked and killed by an intruder at home or at work ... or if you fall victim to a violent crime like an attempted robbery, a car-jacking, a hold-up or another felony. (Up to $10,000.00 is paid to the families of NRA Life Members. Plus, as a special benefit for NRA Law Enforcement Officers, this benefit increases to $35,000.00 in the case of a fatal accident in the line of duty.)
  • NO-COST Travel Care Hotline provides NRA Members with a dedicated number to call for assistance for pre-travel information as well as assistance during your trip — ensuring you‘ll get valuable assistance should you need it when traveling away from home.

This one-of-a-kind suite of Gun Owner Protection Plan benefits is provided to you as an NRA Member — at absolutely NO COST to you. All we need is an official record of your activation (which you can take care of right now using this secure online Activation Form) in order to put this complimentary NRA Gun Owner Protection Plan in full force for you.

Plus, EXPANDED Accidental Death Benefits Extended on Guaranteed Basis

As real as gun and hunting accidents are for NRA Members, other accidents can claim even more lives. That‘s why NRA negotiated EXPANDED cash benefits — giving you broader protection against all types of covered accidents.

In addition to hunting, your EXPANDED accidental death benefits protect you against covered accidents while driving to work ... traveling for business ... taking a vacation with your family ... working on projects around the house ... and much more.

You and your spouse are GUARANTEED the option to select EXPANDED accidental death benefits. No matter what your health ... occupation ... driving record ... or previous accidents, you cannot be turned down.

Pays IN ADDITION To Any Other Insurance

In addition to working seamlessly with your NO-COST NRA Gun Owner Protection Plan, your Expanded benefits are paid REGARDLESS of any employer or other group coverage you may have.

That means you can rest assured your loved ones will collect the full amount of cash benefits they‘re entitled to. It‘s an easy way to help make sure your family could get a fresh start — instead of worrying how they‘d pay the bills — if a covered accident takes your life.

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Up to $7,500.00 in NO-COST Gun Owner Protection Plan benefits for NRA Members ($12,500.00 for Life members)

NRA Members in good standing are entitled to $2,500.00 in NO COST ArmsCare benefits, $5,000.00 in NO COST accident benefits ($10,000.00 for Life Members), plus NO COST Travel Care Hotline benefits. The Gun Owner Protection Plan benefits are at NO COST to NRA Members.

As valuable as these NO-COST Gun Owner Protection Plan benefits are, many NRA families need even higher benefits. That's why NRA negotiated EXPANDED cash benefits to give you the option to purchase additional accidental death coverage — giving you broader protection against all types of covered accidents.

And the cost? Members tell us our NRA group rates are why many choose $100,000.00 in coverage with rates starting at $7.00 per month.

Monthly Rates For Expanded Accidental Death Benefits Reserved For NRA Families:

Coverage/Benefits $25,000 $50,000 $100,000
Member Only $1.75 $3.50 $7.00
Member & Spouse $3.50 $7.00 $14.00

Your NRA Expanded Accident Plan premiums will be applied to the payment method selected on a monthly basis. Rates do not include the $2.00 administrative fee per premium payment for credit card payments or the $0.50 administrative fee per premium payment for automatic checking withdrawal. Rates and/or benefits may be changed on a class basis. Your Expanded Accidental Death coverage starts the first day of the month after your enrollment form and first premium payment are received. You cannot be singled out for cancellation, a benefit decrease, or an increase in your premiums due to a change in your health or occupation. Your benefits will continue in full force as long as you pay your premiums on time, remain an NRA Member in good standing, and the Master Policy remains in force. Benefits reduce 50% at age 75 and over regardless of age at enrollment.

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How did I qualify for $7,500.00 in NO-COST Gun Owner Protection Plan benefits?

As an NRA Member in good standing, you are automatically eligible for exclusive access to the No-Cost $2,500.00 Armscare benefit, No-Cost $5,000.00 Member Only Accident benefit ($10,000.00 for Life Members) and No-Cost Travel Care Hotline benefit. These benefits are paid on your behalf by the NRA as a special "thank you" for being a valued Member. You pay NOTHING. But your activation is REQUIRED.

How do I confirm these NO-COST benefits?

Just complete the 100% secure online Activation Form. (Please give strong consideration to expanding your benefits at the same time.) Once your activation form is submitted, we’ll finalize your NO-COST benefit file right away.

How does the EXPANDED accidental death benefit work with my NO-COST NRA accident benefits?

NRA worked to make the expanded benefits available to you seamlessly. Your benefits will not be reduced as a result of any other insurance you may have from an employer or another group. Rest assured … your loved ones would receive the full amount they’re entitled to if you fell victim to a covered accident.

Will I need to fill out a long form or get a physical from my doctor to sign up?

No. You can conveniently activate EXPANDED benefits at the same time you enroll your NO-COST Gun Owner Protection Plan. Because these EXPANDED benefits are extended to you on a guaranteed basis, there is no long form with complicated health questions to worry about. No medical exam is required. Just fill out the short form on this website to activate your NO-COST NRA and EXPANDED accidental death benefits today.

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Download the NO-COST NRA Gun Owner Protection Plan Schedule of Benefits for additional information.


In addition to any benefit-specific exclusions, benefits will not be paid for any Injury or Loss which, directly or indirectly, in whole or in part, is caused by or results from any of the following: intentionally self-inflicted injury, suicide or any attempt threat while sane or insane; declared or undeclared war or act of war; military or combat activities while serving in the armed forces, National Guard, or organized reserve corps in any state, country, or international authority; sickness, disease, bodily or mental infirmity or medical or surgical treatment thereof, or bacterial or viral infection, regardless of how contracted. This does not include bacterial infection that is the natural and foreseeable result of an accidental external bodily injury or accidental food poisoning; flight in, boarding or alighting from an Aircraft or any craft designed to fly above the Earth’s surface: a. except as a fare paying passenger on a regularly scheduled commercial airline; b. being flown by the Covered Person or in which the Covered Person is a member of the crew c. being used for: i. crop dusting, spraying or seeding, giving and receiving flying instruction, firefighting, sky writing, sky diving or hang-gliding, pipeline or power line inspection, aerial photography or exploration, racing, endurance tests, stunt or acrobatic flying; or ii. any operation that requires a special permit from the FAA, even if it is granted (this does not apply if the permit is required only because of the territory flown over or landed on); d. designed for flight above or beyond the earth’s atmosphere; e. an ultra-light or glider; f. being used for the purpose of parachuting or skydiving; g. being used by any military authority, except an Aircraft used by the Air Mobility Command or its foreign equivalent; the Covered Person’s intoxication as determined according to the laws of the jurisdiction in which the accident occurred; voluntary ingestion of any narcotic, drug, poison, gas or fumes; driving while intoxicated or driving under the influence of a controlled substance; riding or driving as a professional in any kind of race for prize money or profit.

This website provides a brief description of benefits available. It is not a contract. Terms and conditions of coverage are set forth in Policy 9000/9001/9002, under policy series 17-50925 and individual policy form 17-51040. Additional information is contained in the Certificate of Insurance which is issued to all persons who have purchased any expanded coverage. Premiums for the no-cost Insurance are paid by NRA Endorsed Member Benefits. Availability of this offer may change.

$2,500.00 ArmsCare Plan covers firearms against theft, accidental loss, and damage as outlined in the master policy.

NRA Member dues or contributions are not used for this promotion, program or any other related expenses.

Endorsed by:
NRA Endorsed Member Benefits

NO-COST Travel Care Hotline benefits provided by: On Call International and offered by: Worldwide Rescue & Security. Administered by: A.G.I.A., Inc.

$5,000.00, $10,000.00, and $35,000.00 No-Cost Member-Only Accidental Death Benefit and Expanded Accident Benefit underwritten by: Securian Life Insurance Company, St. Paul, MN 55101 and offered by: Association Group Insurance Administrators. Administered by: A.G.I.A., Inc.

$2,500.00 No-Cost ArmsCare Insurance Coverage underwritten by: Certain Underwriters at Lloyd's, London. Administered by: Lockton Risk Services

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Number of NRA Members Who have Activated their Gun Owner Protection Plan:


Total Claims:

$26,005,058.00 in Accidental Death & Dismemberment Checks Sent to NRA Families to Date**

Serving NRA Members Since:


Important Note

I understand the No-Cost ArmsCare and No-Cost Travel Care Hotline coverage will become effective the day this Activation Form is received and the No-Cost Accidental Death & Dismemberment coverage will become effective the first day of the month following receipt of this Activation Form.